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Bestari Hub
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Thoughtful financial planning for Malaysians

GEORGE TOWN, PENANG — FINANCIAL EDUCATION

Your 40s and 50s are the right time to get your finances in order.

Bestari Hub offers thoughtful, structured financial education programmes for Malaysians who want clarity, confidence, and a clear path forward — on their own terms.

3 Structured Programmes
George Town, Penang
+60 4-928 4713
Enquire Now See Our Programmes

WHAT WE OFFER

Our Programmes

Each programme is crafted around the realities of life in Malaysia — shaped by local tax structures, healthcare costs, and the financial patterns of our communities.

Business Owner Personal Finance
2 SESSIONS

Business Owner Personal Finance Session

Built for SME owners and sole proprietors who need to clearly separate their personal and business finances — with practical guidance on owner salary, personal tax, and personal insurance coverage.

  • Personal-business separation checklist included
  • Owner salary structuring guidance
  • Personal tax planning for business income
FROM

RM 730

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Retirement Healthcare Deep-Dive
4 SESSIONS

Retirement Healthcare Deep-Dive Course

A focused course for those within 15 years of retirement, examining Malaysian medical inflation, public versus private healthcare, medical card selection, and long-term care cost estimation.

  • Healthcare cost projection model included
  • Current Malaysian healthcare cost data
  • Critical illness coverage evaluation
FROM

RM 1,800

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Flourishing Fifties Programme
7 SESSIONS + 1 YEAR REVIEWS

Flourishing Fifties Programme

A comprehensive seven-session programme for individuals in their 50s — covering peak earning optimisation, savings acceleration, investment positioning, and early retirement feasibility in the Malaysian context.

  • Fifties action plan included
  • Quarterly reviews for one year
  • Property portfolio assessment
FROM

RM 3,400

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WHY BESTARI HUB

What Makes Our Approach Different

Built for Malaysia

All content uses local tax structures, EPF rules, Malaysian healthcare cost data, and Ringgit-denominated examples — not imported models that don't reflect our financial landscape.

Small, Focused Groups

Sessions are kept intentionally small so each participant can ask questions and apply learning directly to their personal situation — not receive a one-size-fits-all lecture.

No Sales Agenda

Bestari Hub is an education provider, not a financial product distributor. You receive objective information without any product being pushed toward you.

Respect for Your Schedule

Sessions are structured around the pace of working adults and retirees. You are never rushed, and materials are available to revisit after each session.

Practical Tools Included

Each programme includes checklists, templates, or projection models that participants keep and use after the sessions end — extending the value beyond the classroom.

Ongoing Review Support

The Flourishing Fifties Programme includes quarterly reviews for a full year — providing continuity and accountability as you implement the strategies you have learnt.

Ready to take a closer look at your financial picture?

We are happy to discuss which programme may suit your current situation — with no pressure and no obligation. A short conversation is a good place to start.

Send an Enquiry +60 4-928 4713

Or write to us at [email protected]

COMMON QUESTIONS

Things People Ask Us

Do I need any prior financial knowledge to join?
No. Our programmes are designed for people who want to build a clearer picture of their finances — not for those who already have formal finance training. The language is straightforward and the pace allows time for questions at every stage.
Are the sessions conducted in English or Bahasa Malaysia?
Sessions are conducted in English. Key terms and figures are sometimes presented in Bahasa Malaysia when this aids clarity for participants. We may offer Bahasa Malaysia sessions in the future — please enquire if this is a preference for you.
How long does each session typically run?
Most sessions are two to two-and-a-half hours, held at our George Town premises. We schedule sessions on weekday evenings and Saturday mornings to accommodate working participants. Your full schedule is shared upon enrolment.
Is this financial advice or financial education?
This is financial education. We help you understand concepts, frameworks, and planning approaches so you are better equipped to make your own decisions — or have more informed conversations with your licensed financial planner or adviser. We do not sell or recommend specific financial products.
What is the fee payment process?
Upon confirming your enrolment, a 50% deposit is required to secure your place. The remaining balance is due before or on the first session date. Payment can be made via bank transfer. Full details are provided in your enrolment confirmation.
Can I join if I am not yet 40?
Our programmes are designed with the life circumstances of people in their 40s and 50s in mind — topics such as EPF drawdown timing, approaching retirement, and healthcare cost planning for older age. If you are in your late 30s and feel the content is relevant, please contact us and we can discuss whether it is a suitable fit.

VISIT US

Our Location

2 Jalan Transfer, 10050 George Town, Penang

REACH OUT

Get in Touch

We welcome your questions and are happy to share more about any of our programmes.

Contact Details

ADDRESS

2 Jalan Transfer
10050 George Town, Penang

OFFICE HOURS

Monday – Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed

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